SBI Card Share Price Target 2025 To 2050 Experts Analysis & Forecast

SBI Card Share Price Target 2025, 2030, 2040, 2050: SBI Card is a prominent provider of credit cards in India, offering a wide range of cards catering to various needs such as shopping, travel, business, and even special co-branded cards with other brands. They also offer services designed to make payments more convenient for their customers. SBI Cards and Payment Services Limited is part of the State Bank of India (SBI), one of the largest and most trusted banks in India. Let’s explore the share price targets for SBI Card in the coming years.

What is SBI Cards and Payment Services Ltd?

SBI Cards and Payment Services Ltd (NSE: SBICARD) is a subsidiary of the State Bank of India, providing various credit card products for individuals and businesses. The company started operations in 1998 and is now the second-largest credit card issuer in India. Through innovative offerings and partnerships, SBI Card has become an integral player in the digital payments space.

SBI Cards and Payment Services Ltd Earning Results

Market cap ₹65,805 Cr
PB ratio 5.45
ROE 19.92%
Debt to equity 3.30
Diluted EPS ₹25.37
Cost to Income ratio 66.67%
ROA 4.14%
Dividend Yield 0.36%
PE ratio (TTM) 27.32
Total Revenue 4,347.72 Cr
Total Operating Expense 2,862.59 CR
Operating Income 1,485.13 Cr
Net Income 662.37 Cr

SBI Card Share Details

Metric Value
Open ₹857.50
High ₹863.10
Low ₹850.05
Market Cap ₹81.00K Cr
P/E Ratio 39.63
Dividend Yield 0.59%
52-week High ₹872.00
52-week Low ₹647.95

SBI Card Share Price Target 2025, 2030. 2040 To 2050

SBI Card Share Price Target 2025 ₹1075, 2030 ₹2900. 2040 ₹3500 To 2050 ₹8000. SBI Cards & Payment Services Limit, previously known as SBI Cards & Payment Services Private Limit, is a credit card company and payment provider in India. SBI Card was launched in May 1998 by the State Bank of India and GE Capital.

  • CEO: Abhijit Chakravorty
  • Founded: October 1998
  • Headquarters: Gurugram
  • Number of employees: 3,829 (2025)
  • Parent organization: State Bank of India
  • Revenue: 17,483 crores INR (FY24, US$2.2 billion)

SBI Card Share Price Target 2025 To 2050

Year Minimum Price (₹) Maximum Price (₹)
2025 ₹590 ₹1075
2030 ₹2500 ₹2900
2040 ₹3100 ₹3500
2050 ₹6900 ₹8000

Category: SHARE PRICE

SBI Card Share Price Target for 2025

Target Range: ₹590 – ₹1075

SBI Card, with its deep integration into SBI and the digital payment revolution, is poise to grow steadily by 2025. As more people adopt online payments and credit cards for everyday transactions, SBI Card stands to benefit from increase usage and a stronger customer base. We predict the share price could range between ₹590 and ₹1075 in 2025, with potential growth in the coming years.

Month Minimum Price (₹) Maximum Price (₹)
January 664 782
February 770 872
March 785 903
April 730 913
May 656 925
June 590 941
July 688 960
August 730 972
September 754 982
October 788 1022
November 854 1042
December 930 1075

Analysis for 2025:
As the Indian credit card market grows, SBI Card will likely experience a steady increase in its user base and transactions. The increasing digitalization of payments, coupled with SBI’s trust factor, makes it an attractive investment for 2025. The minimum price of ₹590 and maximum price of ₹1075 reflects the company’s strong market position and potential growth in the coming years.

SBI Card Share Price Target for 2030

Target Range: ₹2500 – ₹2900

By 2030, SBI Card is expect to expand its customer base and enhance its product offerings, especially in the areas of insurance, brokerage, and other financial services. As more people embrace credit cards and digital payments, the company’s growth trajectory is poised to rise. With its strong foundation under the State Bank of India, we anticipate the share price could range between ₹2500 and ₹2900 by 2030.

Month Minimum Price (₹) Maximum Price (₹)
January 2500 2630
February 2560 2690
March 2589 2700
April 2610 2680
May 2650 2700
June 2690 2740
July 2700 2793
August 2730 2810
September 2750 2841
October 2790 2860
November 2843 2870
December 2880 2900

Analysis for 2030:
By 2030, SBI Card is expected to grow significantly, benefiting from its ongoing improvements and innovative services. The company’s diversification into other financial products, such as insurance, will add new revenue streams. Given these factors, the share price could achieve substantial growth, reaching a target of ₹2500 to ₹2900.

SBI Card Share Price Target for 2040

Target Range: ₹3100 – ₹3500

Looking further ahead to 2040, the company’s continued evolution and market expansion will likely solidify its dominance in the Indian credit card market. SBI Cards’ strong growth and consistent service enhancements will make it a go-to choice for credit cardholders, driving up its share price significantly. We predict a price range of ₹3100 to ₹3500 in 2040.

Month Minimum Price (₹) Maximum Price (₹)
January 3100 3260
February 3170 3200
March 3150 3270
April 3190 3285
May 3200 3310
June 3230 3350
July 3250 3390
August 3290 3400
September 3311 3470
October 3390 3400
November 3400 3470
December 3455 3500

Analysis for 2040:
As the Indian population increasingly adopts credit cards and online payments, SBI Card’s position in the market will strengthen. With SBI’s solid reputation and growing customer trust, the company is expected to maintain strong growth. By 2040, the price target of ₹3100 to ₹3500 reflects SBI Card’s long-term potential in a rapidly expanding financial services market.

SBI Card Share Price Target for 2050

Target Range: ₹6900 – ₹8000

By 2050, SBI Card is expected to dominate the credit card and payment services market, benefiting from its early investments in digital payments and the increasing need for financial services. The rapid expansion of India’s middle class and the growing trend of digitalization will fuel SBI Card’s growth, making it an attractive investment opportunity. We anticipate a price target of ₹6900 to ₹8000 by 2050.

Month Minimum Price (₹) Maximum Price (₹)
January 6900 7200
February 6970 7290
March 7100 7280
April 7160 7300
May 7200 7350
June 7270 7340
July 7300 7400
August 7390 7520
September 7400 7600
October 7490 7730
November 7620 7911
December 7890 8000

Analysis for 2050:
By 2050, SBI Card is expect to be a leading player in the global financial services market. With the increasing shift towards cashless transactions and digital payments, SBI Card’s share price is set to grow significantly. The target price range of ₹6900 to ₹8000 reflects the company’s potential to capitalize on future opportunities and its dominant market position.

Should You Buy SBI Card Stock?

SBI Card, as a part of India’s largest public sector bank, is well-position for long-term growth. With the increasing adoption of credit cards and digital payments, the company stands to benefit from a growing customer base. Despite competition from other players, SBI Card’s innovative services and strong market presence make it an attractive investment for long-term growth.

Bull Case & Bear Case for SBI Card Stock

Bull Case

  • Growing adoption of credit cards in India.
  • Strong brand recognition as part of SBI, India’s largest public sector bank.
  • Expanding customer base driven by digital payments.
  • Continued growth in financial services beyond credit cards, such as insurance and brokerage.

Bear Case

  • Intense competition from other credit card providers.
  • Regulatory changes impacting the credit card market.
  • Expansion efforts can be costly and risky, potentially affecting profitability.

Conclusion

SBI Card has a proven track record and a strong foundation within the SBI Group, making it a trustworthy investment option. As digital payments continue to rise, the company is well-position for long-term growth. With a solid financial history and increasing demand for credit cards, investing in SBI Card offers a promising opportunity for the future.

Is SBI Card part of SBI?

A leading issuer of credit cards in India, SBI Card is a joint venture between State Bank of India, the country’s oldest and largest bank, and GE Capital. SBI Card offers Indian consumers access to a wide range of world-class, value-added payment products and services.

Is SBI Card good company?

SBI Card has an overall rating of 3.5 out of 5, based on over 744 reviews left anonymously by employees. 63% of employees would recommend working at SBI Card to a friend and 63% have a positive outlook for the business. This rating has decreased by 4% over the last 12 months.

Who owns SBI Cards?

SBI Card was launched in 1998 by the State Bank of India and GE Capital. Incorporate as SBI Cards and Payment Services Private Limit (SBICPSL), SBI Card is headquartered in Gurgaon, Haryana. In December 2017, State Bank of India and The Carlyle Group acquired GE Capital`s stake in SBI Card.

Collapsible Section

Our price forecasting model for analyzing Share targets employs a detailed, data-driven approach to determine monthly price projections. This methodology integrates classic analytical tools, including long-term pivot point analysis, historical performance metrics, and volatility assessment. Below, we outline the key components and processes that constitute our forecasting framework. It is essential to recognize that these price estimates are purely mathematical and should not be considered financial advice. Stock markets are highly dynamic, influenced by multiple unpredictable factors that no single model can comprehensively capture.

Long-Term Pivot Point Analysis

At the core of our methodology lies long-term pivot point analysis, complemented by Fibonacci series calculations. These pivot points help determine critical support and resistance levels, providing a structured framework for anticipating potential price movements.

            Pivot = Previous Close
            Resistance_n = Pivot + (Range × F_n)
            Support_n = Pivot - (Range × F_n)
        

Where:

  • F_n represents Fibonacci multipliers (e.g., 0.382, 0.618, 1.000).
  • Range is the difference between the highest and lowest prices over a specific period.

Historical Performance Analysis

A stock's historical performance plays a vital role in predicting its future behavior. Our model conducts an extensive analysis of past data to determine average returns over various timeframes, capturing both short-term fluctuations and long-term trends.

            Average Return = (1/N) Σ R_i
        

Where:

  • N is the number of periods (e.g., months or quarters).
  • R_i represents the return in the i-th period.

Volatility Assessment

Market volatility is a crucial factor in assessing risk and uncertainty associated with stock price movements. Our methodology incorporates a comprehensive evaluation of stock volatility, measured by the standard deviation of historical returns.

            σ = √[(1/(N-1)) Σ (R_i - μ)^2]
        

Where:

  • μ is the mean return.
  • R_i is the return in the i-th period.
  • N is the total number of returns.

Integrated Predictive Modeling

Our forecasting model integrates pivot point analysis, historical performance, and volatility assessments through advanced predictive techniques, ensuring data-driven and adaptable price projections.

  • Calibration Based on Historical Performance: Utilizing past average returns and volatility metrics to align future price targets with the stock’s established patterns.
  • Mathematical Optimization: Applying techniques such as the Least Squares Method (LSM) to optimize projections, reducing errors and enhancing forecast precision.
  • Dynamic Adjustment: Incorporating real-time market data to refine predictions, ensuring forecasts remain relevant and up-to-date.

Target Price Calibration

The final step in our methodology is the precise calibration of monthly price targets, ensuring they align with analytical insights and market conditions.

            Target Price_next month = Current Price × (1 + Adjusted Growth Rate)
        

Where:

  • Adjusted Growth Rate is derived from historical average returns and volatility, refined through our integrated predictive modeling approach.

This ensures that price targets account for both growth potential and associated risks, providing balanced and actionable forecasts.

Leave a Comment

Language Switcher
English English
Hindi हिंदी