IDFC First Bank Share Price Target 2025 to 2030: IDFC First Bank is one of India’s growing private-sector banks, renowned for its strong focus on retail banking and digital services. The bank has been steadily expanding its loan book, particularly in the retail and MSME segments, while simultaneously improving its asset quality. With a customer-first approach, innovative banking solutions, and a consistent financial performance record, IDFC First Bank has attracted considerable investor interest. As of 2025, the share price of IDFC First Bank on the National Stock Exchange (NSE) is ₹54.63 INR.
IDFC First Bank Share Details
| Parameter | Value |
| Open Price | ₹55.50 |
| High Price | ₹55.79 |
| Low Price | ₹54.12 |
| Previous Close Price | ₹55.36 |
| Volume | 35,637,579 |
| Value (Lacs) | ₹19,461.68 |
| VWAP | ₹54.75 |
| Market Cap (₹ Cr.) | ₹39,983 |
| Face Value | ₹10 |
| Upper Circuit Limit | ₹60.89 |
| Lower Circuit Limit | ₹49.82 |
| 52-Week High | ₹86.10 |
| 52-Week Low | ₹54.12 |
IDFC First Bank Share Price Target Tomorrow 2025, 2026, 2027, 2028, 2029 To 2030
IDFC First Bank Share Price Target Tomorrow 2025 ₹90, 2026 ₹120, 2027 ₹150, 2028 ₹180, 2029 ₹210 To 2030 ₹240. IDFC First Bank is an Indian private sector bank based in Mumbai. Founded in 2015 as a banking subsidiary of IDFC Limit, it shifted focus from infrastructure financing to retail banking after its 2018 merger with Capital First. In 2024, the bank took over the parent company IDFC Limited in a reverse merger.
- CEO: V. Vaidyanathan (19 Dec 2018–)
- Founded: October 2015
- Headquarters: Mumbai
- Number of employees: 41,141
- Revenue: 36,257 crores INR (US$4.5 billion)
- Subsidiaries: Infrastructure Development Finance Company.
IDFC First Bank Share Price Target for 2025 to 2030
| IDFC First Bank Share Price Target Years | IDFC First Bank Share Price (INR) |
| 2025 | ₹90 |
| 2026 | ₹120 |
| 2027 | ₹150 |
| 2028 | ₹180 |
| 2029 | ₹210 |
| 2030 | ₹240 |
| Category | SHARE PRICE |
IDFC First Bank Share Price Target 2025: ₹90
In 2025, the bank’s retail lending growth and improved asset quality are expect to drive investor confidence. The bank’s strategic focus on expanding its customer base and digital services will likely push the stock price towards ₹90.
| Year | Share Price Target (₹) |
| 2025 | ₹90 |
IDFC First Bank Share Price Target 2026: ₹120
By 2026, IDFC First Bank is expect to experience a boost in its financial performance due to rising interest income, strong deposit growth, and continued expansion of digital banking services. These factors will likely support the bank’s share price, reaching ₹120.
| Year | Share Price Target (₹) |
| 2026 | ₹120 |
IDFC First Bank Share Price Target 2026: ₹150
In 2027, IDFC First Bank’s ongoing expansion into new financial products, along with robust growth in corporate and retail lending, will likely lead to increased profitability. As a result, the bank’s share price is projected to rise to ₹150 by this year.
| Year | Share Price Target (₹) |
| 2027 | ₹150 |
IDFC First Bank Share Price Target 2026: ₹180
By 2028, with further consolidation in its position in retail and MSME lending and continued progress in technology-driven banking, IDFC First Bank is expect to experience significant growth. This will be reflected in the stock price, potentially reaching ₹180.
| Year | Share Price Target (₹) |
| 2028 | ₹180 |
IDFC First Bank Share Price Target 2029: ₹210
The year 2029 will likely see IDFC First Bank reaping the benefits of strategic business initiatives and a strong market position. These factors, combined with a positive economic outlook and rising consumer demand, will likely push the share price to ₹210.
| Year | Share Price Target (₹) |
| 2029 | ₹210 |
IDFC First Bank Share Price Target: ₹240
Looking ahead to 2030, IDFC First Bank’s long-term growth prospects, driven by its diversified revenue streams, strong customer base, and digital banking capabilities, could lead the stock price to reach ₹240. This target is based on the expected consistent performance and expansion of services.
| Year | Share Price Target (₹) |
| 2030 | ₹240 |
IDFC First Bank Shareholding Pattern
| Category | Percentage |
| Promoter | 0% |
| Foreign Institutional Investors (FII) | 27.1% |
| Domestic Institutional Investors (DII) | 25.3% |
| Public | 47.6% |
Key Factors Driving IDFC First Bank’s Share Price Growth
- Strong Loan Growth: IDFC First Bank has been focusing on expanding its loan portfolio, especially in retail lending. This increase in loan disbursements has the potential to drive both revenue and profitability, positively impacting the bank’s stock price.
- Improved Asset Quality: As the bank continues to reduce its non-performing assets (NPAs) and enhances loan recovery rates, investor confidence is likely to increase. Better asset quality improves the overall financial position of the bank, supporting its share price growth.
- Expansion of Digital Banking: IDFC First Bank’s investments in digital banking and fintech partnerships are expected to significantly enhance customer experience. These investments could attract more users to its platform, thus supporting long-term growth and improving the stock’s outlook.
- Rising Interest Income: With the increase in interest rates, the bank’s net interest margin (NIM) is likely to improve, leading to higher earnings. This will likely result in a rise in its stock value as earnings grow and investor expectations are met.
- Strong Deposit Growth: A steady increase in deposits and a low-cost funding base can help IDFC First Bank maintain its liquidity. This stability supports efficient business expansion, contributing positively to its stock price performance.
- Positive Economic Conditions: A favorable economic environment, rising consumer spending, and a stable banking sector create a positive backdrop for IDFC First Bank’s operations. These conditions are likely to contribute to its share price performance.
- Strategic Business Initiatives: IDFC First Bank’s expansion into new financial products and services, such as enhanced corporate lending and innovative banking solutions, is expected to drive profitability. This will have a long-term positive effect on the bank’s share price.
Risks and Challenges for IDFC First Bank’s Share Price
- High Competition in the Banking Sector: IDFC First Bank faces intense competition from established private and public sector banks. This competition could erode its market share and affect its profitability, potentially impacting its stock price.
- Asset Quality Risks: the bank faces an increase in non-performing assets (NPAs) or struggles with bad loans, it could lead to financial instability. Such issues would likely have a negative impact on the stock price.
- Interest Rate Fluctuations: Interest rates directly affect the bank’s net interest margin (NIM). Any unfavorable fluctuations in interest rates could reduce profitability, impacting investor confidence and potentially driving down the stock price.
- Regulatory and Policy Changes: Banking regulations, RBI policies, and government decisions can have a significant impact on the bank’s operations. Any adverse regulatory changes could hinder growth and negatively influence the share price.
- Economic Slowdown: A slowdown in the economy could reduce credit demand, increase loan defaults, and lead to lower profitability. These factors could have a detrimental effect on the bank’s financial performance and its stock price.
- Dependence on Retail Lending: IDFC First Bank relies heavily on retail loans for its business. A slowdown in consumer demand for loans could negatively affect the bank’s revenue and stock price.
- Technology and Cybersecurity Risks: As IDFC First Bank expands its digital services, it becomes more susceptible to cybersecurity threats, data breaches, and technology failures. These issues could harm customer trust and financial stability, affecting the bank’s share price.
Is IDFC First Bank Share good to buy?
Whether IDFC First Bank shares are a good buy depends on your investment goals and risk tolerance. While the bank shows strong growth in advances and net interest income, recent volatility and concerns about the microfinance segment suggest potential risks.
What is the full form of IDFC?
Infrastructure Development Finance Company is the full name of IDFC. IDFC is an Indian financial institution that provides financial and advisory services to businesses in the investment banking, infrastructure, and wealth management sectors.
Is IDFC First Bank safe to invest?
Yes, investing in IDFC First Bank’s fixed deposits (FDs) is generally considered safe, especially due to the Deposit Insurance Scheme of RBI, which insures deposits up to ₹5 lakh.
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Pivot = Previous Close
Resistance_n = Pivot + (Range × F_n)
Support_n = Pivot - (Range × F_n)
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Average Return = (1/N) Σ R_i
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Market volatility is a crucial factor in assessing risk and uncertainty associated with stock price movements. Our methodology incorporates a comprehensive evaluation of stock volatility, measured by the standard deviation of historical returns.
σ = √[(1/(N-1)) Σ (R_i - μ)^2]
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- Calibration Based on Historical Performance: Utilizing past average returns and volatility metrics to align future price targets with the stock’s established patterns.
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Target Price Calibration
The final step in our methodology is the precise calibration of monthly price targets, ensuring they align with analytical insights and market conditions.
Target Price_next month = Current Price × (1 + Adjusted Growth Rate)
Where:
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This ensures that price targets account for both growth potential and associated risks, providing balanced and actionable forecasts.
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