Bajaj Housing Finance Share Price Target 2025 to 2030: Bajaj Housing Finance, a subsidiary of Bajaj Finance, is a prominent player in India’s housing finance sector. Specializing in home loans, loan against property, and real estate financing, the company has built a strong position in the market. Its robust financial backing, competitive interest rates, and customer-centric approach make it a preferred choice for borrowers. As of 2025, the Bajaj Housing Finance share price on the NSE stands at INR 115.89.
Bajaj Housing Finance Share Details
| Parameter | Value |
| Open | ₹114.00 |
| High | ₹116.38 |
| Low | ₹113.50 |
| Previous Close | ₹113.51 |
| Volume | ₹6,512,220 |
| Value (Lacs) | ₹7,547.01 |
| VWAP | ₹114.82 |
| Market Cap (Rs. Cr.) | ₹96,514 |
| Face Value | ₹10 |
| UC Limit | ₹124.86 |
| LC Limit | ₹102.15 |
| 52 Week High | ₹188.50 |
| 52 Week Low | ₹103.10 |
Bajaj Housing Finance Share Price Target Tomorrow 2025, 2026, 2027, 2028, 2029 To 2030
Bajaj Housing Finance Share Price Target Tomorrow 2025 ₹190, 2026 ₹230, 2027 ₹270, 2028 ₹300, 2029 ₹340 To 2030 ₹370.
- CEO: Atul Jain (2018–)
- Founded: 13 June 2008
- Headquarters: India
- Number of employees: 2,239 (2025)
- Parent organization: Bajaj Finance
Bajaj Housing Finance Share Price Target for 2025 to 2030
| Year | Share Price Target (INR) |
| 2025 | ₹190 |
| 2026 | ₹230 |
| 2027 | ₹270 |
| 2028 | ₹300 |
| 2029 | ₹340 |
| 2030 | ₹370 |
| Category | SHARE PRICE |
Bajaj Housing Finance Share Price Target for 2025
In 2025, the share price target for Bajaj Housing Finance is project to reach INR 190. With an increasing demand for housing and the company’s strong financial foundation, the stock is expected to see steady growth. The positive outlook for real estate and favorable lending conditions are expected to fuel the growth of the company.
| Year | Share Price Target (₹) |
| 2025 | ₹190 |
Bajaj Housing Finance Share Price Target for 2026
By 2026, Bajaj Housing Finance’s share price is anticipate to rise to INR 230. The company’s expansion into new markets and the continuation of affordable housing initiatives will likely contribute to this growth. A stable economic environment, along with a strong real estate sector, should provide the company with consistent revenue streams.
| Year | Share Price Target (₹) |
| 2026 | ₹230 |
Bajaj Housing Finance Share Price Target for 2027
For 2027, Bajaj Housing Finance is expect to reach a share price of INR 270. The company’s strategic move to diversify its offerings and deepen its presence in emerging markets is likely to yield positive returns. Additionally, lower interest rates and government policies promoting homeownership will support its business expansion.
| Year | Share Price Target (₹) |
| 2027 | ₹270 |
Bajaj Housing Finance Share Price Target for 2028
The target share price for 2028 is INR 300. This projection reflects a continued positive outlook for the housing sector, along with Bajaj Housing Finance’s efforts to maintain its position as a market leader. With strong operational execution and an increasing customer base, the company’s growth trajectory is expected to remain on an upward slope.
| Year | Share Price Target (₹) |
| 2028 | ₹300 |
Bajaj Housing Finance Share Price Target for 2029
By 2029, the target share price for Bajaj Housing Finance is estimated to be INR 340. This growth is driven by increase loan demand, favorable economic conditions, and the company’s ongoing innovations in digital lending. Bajaj Housing Finance is well-position to capitalize on trends within the housing finance sector, driving up its stock price.
| Year | Share Price Target (₹) |
| 2029 | ₹340 |
Bajaj Housing Finance Share Price Target for 2030
The share price target for 2030 is INR 370. By this time, Bajaj Housing Finance is expected to have solidified its position as one of the most trusted brands in the housing finance space. With ongoing expansions and a growing customer base, the company is poised for long-term success, ensuring a strong performance in the stock market.
| Year | Share Price Target (₹) |
| 2030 | ₹370 |
Bajaj Housing Finance Shareholding Pattern
| Shareholder | Percentage |
| Promoter | 88.8% |
| Foreign Institutional Investors (FII) | 1% |
| Domestic Institutional Investors (DII) | 0.9% |
| Public | 9.3% |
The Bajaj Housing Finance shareholding pattern reflects strong control by the promoter group, with Bajaj Group holding nearly 89% of the company. This significant promoter holding instills investor confidence and provides the company with financial stability and long-term vision.
Key Factors Driving Bajaj Housing Finance Share Price Growth
- Growth in the Housing Sector: The growing demand for both affordable and premium housing in India directly benefits Bajaj Housing Finance. As urbanization increases and income levels rise, the housing finance sector continues to expand, leading to greater loan disbursements.
- Interest Rate Trends: When interest rates are lower, home loans become more affordable, resulting in higher borrowing. If the Reserve Bank of India (RBI) maintains favorable interest rates, Bajaj Housing Finance will likely experience revenue growth, boosting investor confidence and positively impacting share prices.
- Strong Backing from Bajaj Group: Being part of the well-established Bajaj Group lends significant credibility and financial stability to Bajaj Housing Finance. This strong backing supports the company’s growth initiatives, helping it manage market fluctuations and maintain investor trust.
- Loan Portfolio Expansion: Bajaj Housing Finance is focus on expanding its loan portfolio by offering competitive mortgage products, home loans, and loans against property.
- Asset Quality and NPA Management: Maintaining a low level of non-performing assets (NPAs) is crucial for financial stability. By effectively managing credit risk and ensuring strong loan recoveries, Bajaj Housing Finance can maintain profitability, which in turn enhances its share price performance.
- Government Policies and Real Estate Reforms: Government schemes, such as interest subsidies and affordable housing programs, create a favorable environment for housing finance companies.
- Technological Advancements and Digital Lending: The company’s use of digital platforms for loan approvals, credit assessment, and customer service enhances its operational efficiency. This technological advantage allows Bajaj Housing Finance to serve more customers, further boosting its market share and stock value.
Risks and Challenges for Bajaj Housing Finance Share Price
- Interest Rate Hikes: If the RBI raises interest rates, home loans become more expensive, reducing demand for loans. This could slow down the company’s growth, negatively impacting both its revenue and share price.
- Economic Slowdown: An economic slowdown can lead to lower disposable income, making it more difficult for borrowers to repay loans. Higher non-performing assets (NPAs) and reduced profitability could hurt Bajaj Housing Finance’s stock price during tough economic periods.
- Rising Competition in the Housing Finance Sector: The housing finance sector is highly competitive, with various banks and NBFCs offering similar products. If Bajaj Housing Finance cannot maintain its competitive edge through attractive interest rates and customer service, it could lose market share, affecting its stock performance.
- Regulatory and Policy Changes: Changes in government regulations or tax policies can have a significant impact on the business. Stricter norms from the RBI or changes in the housing finance sector could increase costs and limit growth, putting pressure on the share price.
- High Dependence on the Real Estate Market: A downturn in the real estate sector, such as lower property demand or delayed project approvals, can reduce the need for housing loans. This could hurt the company’s financial performance and stock price.
- Credit Risk and Default Rates: If borrowers default on their loans, Bajaj Housing Finance could face increased NPAs, undermining its profitability and reducing investor confidence. Poor asset quality can weigh heavily on the company’s stock performance.
- Global Economic Uncertainty: Global economic issues, such as inflation, geopolitical tensions, or financial crises, can affect India’s economy and investor sentiment. Such uncertainties can lead to stock volatility, impacting Bajaj Housing Finance’s share price.
Is Bajaj Housing Finance a good stock to buy?
Is Bajaj Housing Finance Ltd a good buy now? The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Bajaj Housing Finance Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.
What is the target of Bajaj Housing Finance share in 2025?
Financial analysts believe Bajaj Housing Finance will likely reach a compounded annual growth rate of 15–20% in revenue by 2025. This will, in turn, enable the investments to become a long-term investment opportunity since a significant value increase would then be reflected in the stomach’s market value.
Which is better, HDFC or Bajaj Finance for home loan?
Bajaj Finance vs HDFC Calculations
| Compare Home Loans | ||
| Loan Amount | ₹ 50,00,000 | ₹ 50,00,000 |
| Loan Tenure | 20 years | 20 years |
| Rate of Interest | 8.50% – 15.00% | 8.75% – 9.65% |
| Monthly EMI | ₹ 43,391 – ₹ 65,839 | ₹ 44,185 – ₹ 47,097 |
Our price forecasting model for analyzing Share targets employs a detailed, data-driven approach to determine monthly price projections. This methodology integrates classic analytical tools, including long-term pivot point analysis, historical performance metrics, and volatility assessment. Below, we outline the key components and processes that constitute our forecasting framework. It is essential to recognize that these price estimates are purely mathematical and should not be considered financial advice. Stock markets are highly dynamic, influenced by multiple unpredictable factors that no single model can comprehensively capture.
Long-Term Pivot Point Analysis
At the core of our methodology lies long-term pivot point analysis, complemented by Fibonacci series calculations. These pivot points help determine critical support and resistance levels, providing a structured framework for anticipating potential price movements.
Pivot = Previous Close
Resistance_n = Pivot + (Range × F_n)
Support_n = Pivot - (Range × F_n)
Where:
- F_n represents Fibonacci multipliers (e.g., 0.382, 0.618, 1.000).
- Range is the difference between the highest and lowest prices over a specific period.
Historical Performance Analysis
A stock's historical performance plays a vital role in predicting its future behavior. Our model conducts an extensive analysis of past data to determine average returns over various timeframes, capturing both short-term fluctuations and long-term trends.
Average Return = (1/N) Σ R_i
Where:
- N is the number of periods (e.g., months or quarters).
- R_i represents the return in the i-th period.
Volatility Assessment
Market volatility is a crucial factor in assessing risk and uncertainty associated with stock price movements. Our methodology incorporates a comprehensive evaluation of stock volatility, measured by the standard deviation of historical returns.
σ = √[(1/(N-1)) Σ (R_i - μ)^2]
Where:
- μ is the mean return.
- R_i is the return in the i-th period.
- N is the total number of returns.
Integrated Predictive Modeling
Our forecasting model integrates pivot point analysis, historical performance, and volatility assessments through advanced predictive techniques, ensuring data-driven and adaptable price projections.
- Calibration Based on Historical Performance: Utilizing past average returns and volatility metrics to align future price targets with the stock’s established patterns.
- Mathematical Optimization: Applying techniques such as the Least Squares Method (LSM) to optimize projections, reducing errors and enhancing forecast precision.
- Dynamic Adjustment: Incorporating real-time market data to refine predictions, ensuring forecasts remain relevant and up-to-date.
Target Price Calibration
The final step in our methodology is the precise calibration of monthly price targets, ensuring they align with analytical insights and market conditions.
Target Price_next month = Current Price × (1 + Adjusted Growth Rate)
Where:
- Adjusted Growth Rate is derived from historical average returns and volatility, refined through our integrated predictive modeling approach.
This ensures that price targets account for both growth potential and associated risks, providing balanced and actionable forecasts.
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